Tariff Tantrum

Mortgage rates dipped, but tariffs could blow up affordability and confidence alike

Splits and Caps Daily: Action for Agents

April 4, 2025

📈 Market Move:

Consumer Caution

Tariffs just hit the fan.

Big new tariffs rolled out this week, and Wall Street freaked out. Stocks dipped, investors scrambled to bonds, and—boom—mortgage rates dropped like a rock. Sounds like a win for homebuyers, right?

Not so fast.

While lower rates might give the market a quick sugar rush, the hangover could be brutal. Inflation’s waiting in the wings, construction costs are creeping up (thanks to older tariffs still hitting materials), and if the economy slows down further, unemployment could rise. That’s not exactly "let’s go buy a house" energy.

So yeah, rates might dip now... but brace for a mortgage-rate roller coaster. Buckle up.

🌟Quote of the Day:

"There are no traffic jams along the extra mile." — Roger Staubach

📊🤔 Agent Poll

If mortgage rates dropped below 6% tomorrow, what would your buyers do?

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🎉 Fun Fact of the Day: 

Color Code: Homes with blue bathrooms sell for $5k more. Zillow studied 32,000 listings and apparently, blue = buyer brain activation. Time to grab some paint and test the algorithm.

📚 Resource Recommendation:

DealCheck—The Pocket Calculator for Real Estate Nerds

Ever tried to run numbers on a deal and ended up in a Google Sheet wormhole with 17 tabs open, a headache, and no clear answer? DealCheck fixes that.

It’s like the Excel wizard you wish you hired — but way faster and doesn’t ask for equity. Punch in the address of a property, and boom — cash flow, ROI, cap rate, flip analysis, you name it. Whether you’re analyzing a rental, BRRRR, flip, or multi-family deal, DealCheck does the math and slaps a bow on it.

Perfect for agents working with investors, new investors trying to sound smart, or anyone who’s ever said, “Is this deal even good?”

🔍 Why we like it:

  • Analyze deals in under 2 minutes

  • Auto-imports property data (a huge time-saver)

  • Mobile-friendly for those "on-the-go" flexes

  • Helps you look way more professional than you actually feel

Your grind today fuels your greatness tomorrow.

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