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Musk, Money, and Mayhem
HUD, FHA, and CFPB in the Firing Line

Splits and Caps Daily: Action for Agents
February 25, 2025
📈 Market Move:
HUD's Hunger Games
Alright, here’s the play: Big cuts are coming for HUD, and they're not messing around. Musk’s new Department of Government Efficiency is on a warpath, and HUD Secretary Scott Turner is leading the charge—disaster relief, rental assistance, and fair housing? All getting slashed.
HUD’s Office of Community Planning & Development is set to lose 84% of its staff, and the Office of Fair Housing isn’t far behind. Meanwhile, Turner just canceled $4M in DEI contracts, and lawsuits are already flying. Over at the CFPB, Trump’s team is tearing it down, with Musk smirking from the sidelines as lawsuits pile up.
FHA isn’t safe either—reports say up to 40% of staff could get cut, which could shake up mortgage lending for first-time buyers and low-income borrowers. But here’s the kicker: despite all the chaos, D.C.’s housing market? Steady. A viral panic about mass home listings turned out to be fake news.
Bottom line—HUD and FHA are in the crosshairs, CFPB is getting gutted, but for now, the market isn’t flinching. Stay sharp.
🌟Quote of the Day:
"The difference between a successful person and others is not a lack of strength, not a lack of knowledge, but rather a lack in will." — Vince Lombardi
⚡ Quick Win:
Become “The Guy”: Pick one niche—luxury condos, first-time buyers, fixer-uppers. Spend 10 minutes today making one post that screams: “I’m the expert in this.” People remember specialists, not generalists.
🎉 Fun Fact of the Day:
Underwater Restaurants? Yes, please! In the Maldives, there’s a luxury underwater restaurant where you can dine with marine life. Forget a balcony view—how about a fish-eye view while you sip your cocktails?
📚 Book Recommendation:
"The Everything Store" by Brad Stone—If you wanna understand how Jeff Bezos went from selling books in his garage to basically running the world, this is the book. The Everything Store is the ultimate behind-the-scenes look at Amazon’s insane rise, packed with Bezos' wild bets, cutthroat strategies, and a level of obsession that makes most entrepreneurs look lazy.
Brad Stone doesn’t sugarcoat anything—he dives into the genius, the chaos, and the ruthless moves that built Amazon into the beast it is today. Whether you love or hate Bezos, this book is a masterclass in business, execution, and playing the long game.
Read it. Then ask yourself: Are you thinking big enough? 🚀
The best in the game weren’t born that way—they just never stopped improving.
What did you think of today’s edition?
Hit ‘reply’ to this email and let us know!
Top Investors Are Buying This “Unlisted” Stock
When the team that grew Zillow to a $16B valuation starts a new company, investors notice. No wonder top firms like SoftBank invested in Pacaso.
Taking the industry by storm all over again, Pacaso’s platform offers co-ownership of premier properties – completely revamping a $1.3T market.
And by handing keys to 1,500+ happy homeowners, Pacaso has made $100M+ in gross profits.
Now, with aggressive global expansion underway, their current share price won’t last long.
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