Loan Limbo

How low will rates go?

Splits and Caps Daily: Action for Agents

March 7, 2025

📈 Market Move:

Rate Drop, Mic Drop

Mortgage rates just hit their lowest point since December, dropping to 6.63%. Buyers are noticing—touring activity and mortgage applications are up. But sales? Still lagging behind last year.

Here’s the game: Rates have been sliding for seven straight weeks, making homes slightly more affordable (think $100/month less on a mortgage). That should be a green light for buyers, but high home prices and economic uncertainty are keeping some on the sidelines.

The wildcard? Inflation, tariffs, and Fed rate cuts. Some experts think mortgage rates could dip further, others say they’ll bounce right back up. Either way, buyers who move fast when rates drop will win.

Spring is just getting started—let’s see if buyers jump in or keep waiting on the sidelines.

🌟Quote of the Day:

"Fortune favors the bold." — Virgil

Poll:

Rates are down, but buyers are still hesitant. What’s the biggest challenge you're seeing?

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🎉 Fun Fact of the Day: 

Squat Game Strong: A Canadian man legally claimed ownership of a house just by squatting in it for 10 years. Forget buying real estate—just find an empty mansion and start playing the long game.

📚 Resource Recommendation:

Sisu—If your real estate business still runs on spreadsheets and gut feelings, you’re basically showing up to a Formula 1 race on a tricycle. Enter Sisu. It’s like having a personal data scientist, accountability coach, and sales motivator all in one platform.

Sisu takes all your transactions, team performance, and lead conversion metrics and turns them into real-time dashboards that actually make sense. No more guessing where your next deal is coming from—Sisu shows you exactly what’s working, what’s not, and how to optimize every part of your business.

If you want to scale like a machine and stop running your business on vibes alone, Sisu is the cheat code you’ve been looking for. 🚀

Your next big commission is one conversation away. Make it happen.

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