DC Disruptions

Uncertainty reigns as regulators pull the rug out from under real estate policies

Splits and Caps Daily: Action for Agents

February 11, 2025

📈 Market Move:

Bureaucratic Breakdown

Washington just threw a wrench into the housing industry. The CFPB? Closed indefinitely. Employees? Sent home with no return date. Their union? Firing off lawsuits to reverse the shutdown. Meanwhile, HUD is rolling back rules tied to “gender identity,” and the Treasury is hinting at major moves on Fannie Mae and Freddie Mac—but not just yet.

Here’s the rundown: The new CFPB boss locked the doors, cut off funding, and told employees to stay home. The union is suing to undo the shutdown, arguing it's illegal and disrupts critical consumer protections. Meanwhile, the new HUD secretary is pulling back Obama-era policies on housing access and pledging to reevaluate how every dollar is spent. Over at the Treasury, leadership is weighing whether to finally privatize Fannie and Freddie, a move that could shake up mortgage rates nationwide.

The bottom line? Washington’s housing policies are getting rewritten in real time, and the only guarantee right now is uncertainty. If you’re in real estate, stay sharp—this could change the game.

🌟Quote of the Day:

"Energy and persistence conquer all things." — Benjamin Franklin

⚡ Quick Win:

Send a “How’s It Going?” Text: Reach out to a past client with a casual check-in text, like, “Hi [Name], just thinking about you! How’s the new place treating you?” No agenda, just relationship building.

🎉 Fun Fact of the Day: 

The NYC Apartment That’s Been Empty for 110 Years – On the Upper West Side, there’s an apartment in The Apthorp building that has remained vacant since 1914 due to a legal dispute. That’s one heck of a delayed move-in.

📚 Book Recommendation:

"Unlimited Power" by Tony Robbins—Look, Tony Robbins isn’t just a motivational guy with a big smile and a deep voice—he’s basically a human cheat code for success. Unlimited Power is all about hacking your mindset, mastering persuasion, and building unshakable confidence.

For real estate agents, this is like a secret weapon. Negotiating with a tough client? Closing a deal that feels impossible? Stuck in a slump? Robbins breaks down how to control your thoughts, influence others, and create momentum that makes success feel inevitable.

This isn’t just feel-good fluff—it’s a playbook on how to think and act like the top 1%. Apply even half of what’s in here, and you’ll start closing deals with Jedi-level persuasion skills.

🚀 Read it, use it, and start operating at full throttle.

You don’t need all the answers—just the guts to take the next step.

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