Chopping Block

HUD Gets a Musk-Over While the CFPB Fights for Its Life

February 18, 2025

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Splits and Caps Daily: Action for Agents

February 18, 2025

📈 Market Move:

Cuts, Closures & CFPB Carnage

HUD just got a visit from the Department of Government Efficiency (read: Elon Musk’s DOGE squad), and things are about to get… lean. Up to half of HUD’s 9,000 employees could be shown the door, with entire field offices shutting down. The biggest cuts? Fair Housing, Research, Community Planning—you know, the “non-essential” stuff. Meanwhile, the FHA (aka mortgage insurance central) is mostly untouched.

Over at the CFPB, the agency’s basically on pause while lawsuits fly. Funding? Still there, but only until Feb. 28, thanks to a last-minute legal Hail Mary. Meanwhile, plans to lay off 95% of staff are in the works. A new director is teed up, but if the cuts go through, there might not be much left to direct.

Bottom line: The feds are in full-blown “trim the fat” mode, and if you’re in real estate, pay attention—because when agencies shake up, markets follow.

🌟Quote of the Day:

"A goal properly set is halfway reached." — Zig Ziglar

⚡ Quick Win:

Lazy Leads 101: Post this right now—"Wondering what your home’s worth? Shoot me a DM for a quick (and free) estimate!" Zero cost, zero effort, and boom—instant convo starters.

🎉 Fun Fact of the Day: 

The Ghost Town That Won’t Die – In California, there’s an abandoned gold rush town called Bodie that’s been frozen in time. The state maintains it in a state of “arrested decay,” meaning it won’t collapse but won’t be restored either.

📚 Book Recommendation:

"10x Is Easier Than 2x" by Dan Sullivan and Benjamin Hardy—Alright, buckle up because this book flips the script on growth. Most people think scaling up means working 10x harder. Wrong. Dan Sullivan and Benjamin Hardy lay out why aiming for 10x growth is actually easier than just doubling your results. (Yeah, you read that right.)

The secret? 10x forces you to cut the fluff. You stop tweaking little things and start making big moves—focusing only on what actually drives massive results. The best part? You work less on stuff that doesn’t matter and create way more impact.

If you’re stuck grinding in the weeds, this book is the permission slip you need to zoom out and play a much bigger game. 🚀

10x Is Easier Than 2x: How World-Class Entrepreneurs Achieve More by Doing Less

Success isn’t waiting at the finish line; it’s built in the reps you put in today.

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